We are a client-driven business and sometimes what our clients strive to achieve is best delivered through or by an insurance-based service. Although we believe most insurance products should be carefully considered because they generally entail higher costs, there are times when those costs are justified to provide important benefits.

Variable annuities, life insurance, tax-sheltered annuities and other insurance-based tools may provide specific types of protection or favorable tax-treatment that fill a specific client objective.